While being out of work does have many advantages, such as sleeping in and having time for things (or stuff, if that's more your style), it also has many drawbacks, not least of which is a lack of benefits.
This is especially a problem for the kids, although they don't know it. Nor would they care if you tried to explain it to them. No access to ice-cream they can understand, but a lack of good dental coverage not so much. I blame the parents.
